Pet insurance can be a very confusing topic, but it is one of the greatest investments pet owners can make! Pet insurance ensures that your furry friend has all of the medical coverage they need in case of an accident or illness. Pet owners often believe that their pets are healthy and don’t worry about anything happening to them, but accidents happen all the time! Pet Insurance helps you prepare for these accidents, so you don’t have any surprises in your budget.
What is Pet Insurance?
Pet insurance is another kind of insurance that protects you against the financial cost of paying for your pet’s medical care. It’s a contract that can save you from expensive bills by covering unanticipated and unavoidable medical costs. If you buy a plan which transfers risk for all minor healthcare costs (low deductible), your premium will be higher upfront. The best option is to buy a policy that protects you beyond what you can pay or want to pay.
What are the pros and cons of pet insurance?
Some of the pros of obtaining pet insurance are :
- Pet insurance can help you save money on routine veterinary visits
- Pet insurance allows you to provide the best medical care for your pet.
There are a few cons of getting pet insurance, such as:
- You need to pay money every year to have insurance.
- The insurance company can deny your claim, and therefore, you will not get any money back.
Is pet insurance right for your family?
Picking a pet insurance plan depends on several factors: your budget and how much money you’re willing to set aside for unexpected veterinary bills. The best time to start purchasing coverage is when your new puppy or kitten arrives at home! You can stay calm knowing everything is covered if anything happens while getting used to their new environment. Keep in mind, pet insurance companies have different rules about reimbursement, so be sure to read each policy thoroughly to find one that best fits your needs.
What do we recommend?
Here at Arlington Animal Clinic, we recommend Trupanion, ASPCA pet insurance, and Embrace pet insurance. You can also explore plans that are best for your pet visiting Pawlicy. Pet insurance provides you with peace of mind knowing that even if your finances are limited, our experienced team will be there every step of the way to provide care for your furry friend. Have more questions? Contact us today to learn more!